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health care coverage

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athena
Posts: 952
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(@athena)
Noble Member
Joined: 6 years ago

I was at a gathering with some people, we had Taiwanese, Indonesian, and Philipino in the group.

The subject turned to health care cost. The taiwanese friend said she had a friend that went to TW to get surgery for fibroids. It cost like a co-pay or 10-20%. I think I knew this friend of hers. She was working for some chinese company who sponsored her to the US so she didn' t have good insurance here. So  a procedure over there cost 10-15% of the same in the US. sounds cheap but not unrealistic. 

I told people about a case of an Australian woman who got into a motorcycle accident in Bali and so far cost in ICU over 3 weeks was 60K. Air ambulance to Australia would cost 100K.  I asked if Indonesians had to pay for health care, they said yes but didn't tell me how much.

The philipino woman said health care is free for everyone, including foreigners. I asked her what if the foreigner has no tie to the philipines, ie not a philipino expats, she said yes.

I was very skeptical. Can the members here clarify?

I had experience with health care system in Vietnam due to being hit by a motorcycle when I visited 10 years ago and knowing someone from the US who got sick over there just recently. Sure your US insurance pays but you still have to pay out of pocket over there and get reimbursed after you get back to the US and filed a claim. no way VN is giving foreigner free care. Even their own citizens dont get free care. That is if you are able to fly home if you need air ambulance it's crazy 300K.

 

 

 

 

 

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James avatar
(@james)
Joined: 6 years ago

Noble Member
Posts: 1737

@athena

The taiwanese friend said she had a friend that went to TW to get surgery for fibroids. It cost like a co-pay or 10-20%

Taiwanese citizens only at best . Taiwan 

The philipino woman said health care is free for everyone, including foreigners. I asked her what if the foreigner has no tie to the philipines, ie not a philipino expats, she said yes.

sounds like a scammer trying to lure sex pats to the Philippines 😆 

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athena
(@athena)
Joined: 6 years ago

Noble Member
Posts: 952

@james I think what my Taiwan friend said was valid but only to a certain degree. Having been to Vietnam myself, the cost of health care out of pocket is a fraction of the US akin to paying only co-pay on a standard health care plan.  So Taiwan being a much more advanced country it's reasonable that it could provide the low cost but likely higher quality than Vietnam.  

I did not ask why when her dad had pancreatic cancer, he came to the US? I think at that time her dad was not living in the US full time but when he got sick he stayed the entire duration of his illness until his death in the US. 

 

I've come to the supposition that in these less developed environment, if you have a chronic condition, I don't think they would be able to afford it out of pocket. 20% of a surgery that cost 10K in the US is only 2K but 20% of 200K is 40K not a small sum by any standard. 

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